About The Funds
The Ladenburg Funds provide you with an opportunity to receive a complete and diversified asset allocation through 5 mutual fund vehicles, with risk categories ranging from conservative to aggressive. The Ladenburg Income Fund, Ladenburg Income & Growth Fund, Ladenburg Growth & Income Fund, Ladenburg Growth Fund and Ladenburg Aggressive Growth Fund (collectively "the Funds") each invest in a combination of equity, fixed income and alternative strategy exchange traded funds ("ETFs"), exchange-traded notes ("ETNs") and mutual funds to build globally diversified asset allocations which are tactically managed by Ladenburg Thalmann Asset Management ("LTAM").
The Funds each offer Class A, C, or I mutual fund shares and are managed according to LTAM’s investment philosophy. As such, LTAM will make tactical shifts within the Funds in response to market conditions. These shifts can occur within an asset class (e.g. shifting between market capitalizations, geographic regions, credit qualities or durations) or between asset classes (e.g. shifting some of the Fund’s assets allocated to equity into fixed income). Each Fund may invest up to 10% of its assets in money markets funds.
Fund Investment Objectives
Income Fund The Fund seeks to provide current income and capital preservation.
Income & Growth Fund The Fund seeks to provide current income and capital preservation with a secondary objective of growth of capital.
Growth & Income Fund The Fund seeks long-term growth of capital with some emphasis of producing current income.
Growth Fund The Fund seeks long-term growth of capital.
Aggressive Growth Fund The Fund seeks to maximize long-term growth of capital.
Ladenburg Thalmann Asset Management (LTAM)

is an SEC Registered Investment Advisory firm, established in 1982, and has over $2 billion in assets under management. Our dedicated staff of professionals has over 100 years of investment management experience, specializing in market analysis, due diligence, fund selection and asset allocation and diversification strategies. Whether for individuals, families, foundations, endowments, retirement plans or profit sharing plans, we deliver personalized strategies and a full range of investment solutions.
Investment Philosophy
LTAM focuses on providing personal and professional investment solutions that address your financial needs over both the long and short term. The underlying foundation of our investment philosophy is the construction of a globally diversified portfolio based on strategic asset allocation. Strategic asset allocation is a strategy that divides up a portfolio among major asset classes (equities, bonds, cash equivalents, and alternative investment vehicles) in proportions that are consistent with an investor's long-term financial goals and objectives, establishing a "base policy mix". This mix of assets is based on expected rates of return and risk for each asset class. LTAM constructs and maintains core asset allocations through the use of both fundamental and quantitative data. When determining an asset allocation, the last ten years of data history is reviewed, with the mindset that the last decade is more relevant to the anticipated decade as opposed to using the entire history of the market. Although the mix between equities and fixed income, broadly defined, is typically the most important asset allocation decision, proper diversification requires that a portfolio be allocated among several distinct asset classes including alternative investments.
Investment Process
Portfolios are structured and designed for long-term investing, with low expense ratios, but they are not static. LTAM uses a top-down approach, considering a macro view of the economy and the markets, as well as a careful analysis of investment fundamentals. This means that strategic allocations are continuously assessed and adjusted when necessary.

Steps are taken to adjust portfolios, recognizing that it is important to be proactive, without compromising the integrity of the underlying strategy of a given model. Portfolio changes are implemented where we can either reduce the risk in the portfolio or potentially add a higher rate of return, given a certain level of risk.
The Ladenburg Funds (“the Funds or Funds”) are subject to a number of risks and are not suitable for all investors. Investors should carefully consider the investment objectives, risks, charges, expenses of a fund before investing. The Funds offer three share classes which are subject to different fees and expenses, which will affect their performance. The Funds’ prospectus and its summary prospectus contain this and other information and related performance about each of the funds. Please read the prospectus and summary prospectus carefully before you invest or send money. Please review the Investment Risk Disclosure for important information about risks associate with the Funds. Diversification does not guarantee investment returns and does not eliminate the risk of loss. Share price and investment return will fluctuate such that an investor’s shares may be worth more or less than their original cost upon redemption. There may be additional risks that the Funds do not currently foresee or consider material. Shares of mutual funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any agency, and involve investment risks, including the possible loss of the principal amount invested. You may wish to consult with your legal or tax advisors, before deciding whether to invest in the Fund.

LTAM, who is the Adviser to the Funds, is also responsible for managing separate accounts for clients in the Ladenburg Asset Management Program (“LAMP”), some of which have been invested using the same strategies as each of the Funds discussed. The Funds employ the same features of the corresponding separate account principal investment strategy. Each Fund will have substantially the same investment objective, policies and strategies as its corresponding separate account strategy. Funds’ fees may be more or less than the fees and expenses associated with the separate accounts managed by LTAM in LAMP. The Fund’s results will differ from that of the separate accounts in LAMP managed in a similar strategy because of differences in future behavior of the various investment markets, brokerage commissions, account expenses, the size of positions taken in relation to account size and diversification of securities, and the timing of purchases and sales, among other things. In addition, the separate accounts are not subject to certain investment limitations and other restriction imposed by the 1940 Investment Company Act and the Internal Revenue Code.
Products and services on this web site should not be considered a solicitation to buy or an offer to sell shares of any investment in any jurisdiction where the offer or solicitation would be unlawful under securities laws of such jurisdiction. U.S. investors are advised that the Ladenburg Funds described on this website may not be available for sale in all states. Non-U.S. residents are prohibited from any such offer. Please consult the restrictions relating to the product or service in question within the fund prospectus for further information. Activities with respect to Distributor Services, Securities and Brokerage are conducted through Ladenburg Thalmann & Co., Inc, (“LTCO”) a member of the NYSE, NYSE_MKT and other principal exchanges. Member of FINRA/SIPC. Ladenburg Thalmann Asset Management, Inc. is a SEC Registered Investment Adviser under the Investment Advisers Act of 1940 (“Advisers Act”), both financial entities are wholly owned subsidiary of our parent company “Ladenburg Thalmann Financial Services, Inc.". Ladenburg Thalmann Financial Services, Inc. is listed on the NYSE_MKT under the symbol LTS. www.ladenburg.com

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